Appraisal services for Galveston and Galveston County homeowners
The top reasons Texas homeowners hire Tradewinds Appraisals, LLC:
At Tradewinds Appraisals, LLC, we understand the unique needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Tradewinds Appraisals, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.
Challenge property tax assessmentsLet's say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal report from Tradewinds Appraisals, LLC is your perfect weapon when contesting your property tax assessment.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Tradewinds Appraisals, LLC, we're experienced in helping customers just like you dismiss unnecessary PMI insurance.
HELOC recently frozen?If your home is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An appraisal from Tradewinds Appraisals, LLC can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Do you need a professional to double-check your appraisal for efficiency, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Tradewinds Appraisals, LLC can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had done before. Although most appraisal reviews are commissioned by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to invest in a second opinion.